We only take money,
when you make money.
100% free to join
No cost to join. No monthly fees. No minimum charges on transactions.
1 small transaction rate
Pay a max of 2.95% (ex. VAT) per transaction, which drops the more you sell.
Reliable & consistent
Yoco Gateway won’t let you down. We’ve maintained 100% uptime since launch.
Secure for everyone
All transactions on Yoco Gateway are protected by advanced 3D-Secure technology.
Need a digital agency?
Online store already up and running? it only takes 5 minutes to create your Yoco profile and link it to your store.
Seriously. No minimum transaction fees. No monthly or recurring payments. No settlement or payout fees. Just a small transaction fee that goes down the more you sell.
You can’t put a price on peace of mind. Your customers will feel secure when they’re making payment and our logo appears.
1
Create your Yoco profile in a few short minutes.
2
Link your website to your new Yoco account.
3
You’re ready to accept card payments!
How much money will you process through Yoco per month?
MONTHLY AMOUNT
R5,000
YOU'LL PAY
R0.00(ex. VAT)
We only take money,
when you make money.
YOUR RATE
2.95%(ex. VAT)
The more you grow,
the lower the fees go.
Here's what you need to become a Yoco merchant:
01. Your bank account details
02. A copy of your ID
03. The free Yoco App on your smartphone
01
What website builders does Yoco Gateway work with?
If your website is built on WooCommerce, Wix, Shopify or Shopstar, you can process payments on it with Yoco Gateway. We’re working on integrating with more website builders.
02
How do I link Yoco to my website?
Sign up to Yoco for free. Log into your Yoco Portal and go to Online payments then Payment gateway. Here you'll find your Test and Live API keys to link with your website.
03
Should I use a test card first?
We recommend you test that payments work on your website by using the Test card details provided in your Yoco Portal. Using your own card in Test mode won't work.
04
How long does it take for the money from a sale to reflect in my account?
A maximum of 2 business days. You also get instant notifications when a payment is made, and can track it all through the Yoco App or Portal.
05
What is the minimum amount for a payment?
For card payments it's just R2! Any payment less than will fail and you'll receive an error message. There's no minimum limit on EFTs.
Cookies are disabled for the Yoco site. This will limit the use of certain features. Enable cookies in your browser’s privacy settings to get the full experience.