We only take money,
when you make money.
The local option for online store builders. Selling through a website has never been easier for a South African business.
Add Yoco to your online store
Set up Yoco's free payment gateway in 5 mins. Accept card payments on your website.
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Why use Yoco Gateway?
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100% free to join
No cost to join. No monthly fees. No minimum charges on transactions.
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1 small transaction rate
Pay a max of 2.95% (ex. VAT) per transaction, which drops the more you sell.
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Reliable & consistent
Yoco Gateway won’t let you down. We’ve maintained 100% uptime since launch.
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Secure for everyone
All transactions on Yoco Gateway are protected by advanced 3D-Secure technology.
Our integration partners
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A seamless setup
Online store already up and running? it only takes 5 minutes to create your Yoco profile and link it to your store.
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No monthly or minimum fees
Seriously. No minimum transaction fees. No monthly or recurring payments. No settlement or payout fees. Just a small transaction fee that goes down the more you sell.
Your customers trust Yoco
You can’t put a price on peace of mind. Your customers will feel secure when they’re making payment and our logo appears.
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How Gateway
helps you sell
Safe and secure
All transactions through Yoco Gateway are protected by 3D-Secure technology. Your money and your customers are safe with us.
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Support you can count on
Our local team is trained to help you get set up and selling. If something goes wrong, we're a call, chat message or email away.
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Get paid fast
With Yoco Gateway, you're set up and getting paid in minutes. When your customers make an online card payment, the money's in your account in 2 business days.
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Get paid from overseas
Got people browsing your online store from other countries? Get paid from anywhere with Yoco Gateway.
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Insights at your fingertips
See detailed dashboards and breakdowns of your sales and products in your Yoco Portal.
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Transparent pricing
Yoco Gateway is free to join. Transaction fees are a max of 2.95% for local card payments and goes down the more you sell.
)
Safe and secure
All transactions through Yoco Gateway are protected by 3D-Secure technology. Your money and your customers are safe with us.
Support you can count on
Our local team is trained to help you get set up and selling. If something goes wrong, we're a call, chat message or email away.
Get paid fast
With Yoco Gateway, you're set up and getting paid in minutes. When your customers make an online card payment, the money's in your account in 2 business days.
Get paid from overseas
Got people browsing your online store from other countries? Get paid from anywhere with Yoco Gateway.
Insights at your fingertips
See detailed dashboards and breakdowns of your sales and products in your Yoco Portal.
Transparent pricing
Yoco Gateway is free to join. Transaction fees are a max of 2.95% for local card payments and goes down the more you sell.
Safe and secure
All transactions through Yoco Gateway are protected by 3D-Secure technology. Your money and your customers are safe with us.
Support you can count on
Our local team is trained to help you get set up and selling. If something goes wrong, we're a call, chat message or email away.
Get paid fast
With Yoco Gateway, you're set up and getting paid in minutes. When your customers make an online card payment, the money's in your account in 2 business days.
Get paid from overseas
Got people browsing your online store from other countries? Get paid from anywhere with Yoco Gateway.
Insights at your fingertips
See detailed dashboards and breakdowns of your sales and products in your Yoco Portal.
Transparent pricing
Yoco Gateway is free to join. Transaction fees are a max of 2.95% for local card payments and goes down the more you sell.
How it works
1
Create your Yoco profile in a few short minutes.
2
Link your website to your new Yoco account.
3
You’re ready to accept card payments!
Fees Calculator
How much money will you process through Yoco per month?
MONTHLY AMOUNT
R5,000
YOU'LL PAY
R0.00(ex. VAT)
YOUR RATE
2.95%(ex. VAT)
The more you grow,
the lower the fees go.
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Sign up in 5 minutes
Here's what you need to become a Yoco merchant:
01. Your bank account details
02. A copy of your ID
03. The free Yoco App on your smartphone
Yoco Gateway FAQs
Visit Help Centre01
What website builders does Yoco Gateway work with?
If your website is built on WooCommerce, Wix, Shopify or Shopstar, you can process payments on it with Yoco Gateway. We’re working on integrating with more website builders.
02
How do I link Yoco to my website?
Sign up to Yoco for free. Log into your Yoco Portal and go to Online payments then Payment gateway. Here you'll find your Test and Live API keys to link with your website.
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Should I use a test card first?
We recommend you test that payments work on your website by using the Test card details provided in your Yoco Portal. Using your own card in Test mode won't work.
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How long does it take for the money from a sale to reflect in my account?
A maximum of 2 business days. You also get instant notifications when a payment is made, and can track it all through the Yoco App or Portal.
05
What is the minimum amount for a payment?
For card payments it's just R2! Any payment less than will fail and you'll receive an error message. There's no minimum limit on EFTs.