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Card machines, online payments and invoicing for growing businesses.

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ManageOpen Manage

Take control of the back office with tools that help you run and grow.

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SwitchOpen Switch

Already accepting card payments? Switch to Yoco to take your business to the next level.

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PricingShopOpen Shop

Free delivery anywhere in SA within three business days.

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Fair pricing for faster growth

We’ve got flexible pricing plans to suit any growing businesses big and small.

Flexible fees that suits your size

Core

Our standard pricing for businesses that transact less than R200,000 per month. All transaction fees are ex. VAT.

2.5-2.7%

*For local in-person rates

You get:

Support 7 days a week

Standard

Connectivity fee

R49/month

Payout time

1-2 business days

Payout fee

Included

Pro

Get custom rates, dedicated account managers and more. Transact more than R200,000 per month to qualify.

Custom

*Eligibility applies

You get:

Support 7 days a week

Dedicated

Connectivity fee

Included

Payout time

1-2 business days

Payout fee

Included

Device discounts

Premium

Full pricing breakdown

Card machines

Online

Go Starter

Turnover

Turnover

R0 - R100,000*

R0 - R100,000*

R100,000 - R200,000*

R100,000 - R200,000*

R200,000+

R200,000+

Local

Local

International

International

AMEX

AMEX

2.70%

2.70%

2.50%

2.50%

Custom

Custom

2.95%

2.95%

2.60%

2.60%

Custom

Custom

3.40%

3.40%

3.00%

3.00%

Custom

Custom

*Connectivity fee: R49 per card machine per month. All transaction fees are ex. VAT.

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Choose your smart card machine

Neo Touch

The card machine that makes getting paid drama free. Comes with unlimited 4G and a countertop charging stand.

R

999

Once-off

+ R49/month connectivity fee

Yoco Khumo

Our premium card machine, featuring unlimited 4G data, staff profiles and product catalogues.

R

1299

Once-off

+ R49/month connectivity fee

Khumo Print

Our most powerful device. Keep your queue moving with all the features of a Khumo, plus a built-in printer.

R

1999

Once-off

+ R49/month connectivity fee

Tools you don't pay for

Included with every card machine

01

Instant Payout

Why wait two business days? Get your payout in minutes with Instant Payout.

02

Yoco Gateway

Sell online with our ecommerce plugin. Compatible with WooCommerce, Shopify, Wix and more.

03

Yoco Capital

Eligible Yoco customers qualify for a fast cash advance to help grow their business.

04

Send payment links and invoices

Get access to payment links, digital invoices and cash out instantly with instant payouts, all available in the Yoco App.

Compare us to the competition

App

App

Free delivery

Free delivery

Digital invoicing included

Digital invoicing included

Payment links

Payment links

Digital receipts

Digital receipts

Own your card machine

Own your card machine

Unlimited 4G data

Unlimited 4G data

Instant payouts available

Instant payouts available

Networking events

Networking events

Point of Sale included

Point of Sale included

WhatsApp support

WhatsApp support

No lock-in contracts

No lock-in contracts

Est. transaction fees (ex. VAT)*

Est. transaction fees (ex. VAT)*

Other providers

Other providers

Banks

Banks

R1393

R1393

R1420

R1420

R1455

R1455

*Based on R50,000 worth of transactions and 28 days of trade

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Yoco Pricing FAQs

Frequently asked questions about Yoco's pricing.

Visit Help Centre

Why are your transaction fees higher than banks?

We can’t always beat the competition on rates. But that’s because they’re getting their money from you in other ways. We charge (on average) slightly higher than the banks because the only compulsory fee you pay with Yoco is the transaction fee. Nothing hidden, nothing recurring.


Why are online fees higher than in-person fees?

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.


Do my fees really go down as my transaction volume increases?

Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.


How do I qualify for custom rates?

If you can provide us with a merchant statement that proves you transact over R200,000 per month, we will make you an offer for custom low rates.


What about monthly fees or minimum transaction fees?

Our card machine customers are charged a R49/month fee for connectivity. This is so that we can make sure you're always ready to transact, and your device has the data to stay connected. There are no other fixed monthly costs whatsoever.