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Yoco Payment Links
Create a payment link in the Yoco App and send it by WhatsApp, SMS or email. Your customer pays online by card, Apple Pay or Google Pay. No website needed.
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WHY YOCO PAYMENT LINKS
Get paid quickly, without any follow-ups
Get paid in a few taps
Set the amount, then share the link on WhatsApp, SMS or email.
Easy for your customers
Customers pay securely by card, Apple Pay or Google Pay.
Know who’s paid
See paid and open links side by side in the Yoco App.
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WHERE IT WORKS
If you can send a message, you can send a Payment Link
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Take deposits and secure bookings
Collect a deposit upfront to confirm an appointment or booking.
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Take orders remotely
Let customers pay for their order before it’s prepared, delivered or collected.
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Sell through social media
When customers reach out on social media, make it easy for them to complete their purchase with a Payment Link.
Skip the payment chase
Give customers a direct way to pay from an invoice, quote or estimate.
BACKED BY REAL RESULTS
Get paid quickly
Over 2 million payments collected through Yoco Payment Links.
as at September 2026
Over 3 in 4 customers pay within 12 hours of getting a Yoco Payment link.
as at September 2026
96% of Yoco Payment links are paid within a week.
as at September 2026
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How Yoco Payment Links work
1.
Sign up for Yoco
Pay the once-off signup fee at checkout, then complete your business profile. It isn’t charged when you buy or own a Yoco card machine.
2.
Create your payment link
Set an amount in the Yoco App, or add products from your catalogue.
3.
Send it
Share the link by WhatsApp, SMS, email or anywhere else you message customers.
4.
Get paid
Your customer pays on a secure page, and you are notified the moment it lands.
Get started
Yoco Payment Links
Yoco Payment Gateway
Yoco Invoices
Best for
Asking one customer for a set amount.
Best for
Taking payments on your own website.
How it works
Create a link and share it with your customers.
How it works
Connect Yoco to your Shopify, WooCommerce or Wix store.
What your customer does
Opens the link and pays.
What your customer does
Pays at checkout on your website.
Reusable?
No. One link takes one payment.
Reusable?
Yes
Needs a website?
No
Needs a website?
Yes
You are here
Signup fee explained
A once-off signup fee applies when you sign up without buying a Yoco card machine. Once you’re verified, your account gives you all of Yoco’s online products and ways to get paid without a card machine. There’s no signup fee if you buy a Yoco card machine or already have one. T&Cs apply.
See what's included
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Open the Yoco App on your phone or computer, go to Sales, set an amount or add products, and copy your link.
Anywhere you can paste text: WhatsApp, SMS, email, Instagram, Facebook or a digital invoice.
Within two business days, the same as your other Yoco sales.
There’s no monthly fee. You pay a transaction fee on each sale, and your online and card machine sales count together, which can lower your rate. If you’re new to Yoco and sign up without buying a card machine, there’s a once-off signup fee, paid at checkout. See our pricing page for current fees.
Yes. Every payment runs through Yoco's security checks on a secure page, with 3D-Secure applied where it is needed.