Switch to Yoco

Ready to grow faster and save on costs? Switch to the leading small business payments platform today.

Trusted by:

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Trusted by 200,000 local businesses

We’re the market leader for small business in South Africa for a reason.

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Transparent fees that reward growth

No hidden costs or settlement fees, with rates that drop the more you sell.

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R100B processed and counting

We’ve powered millions of payments since we sold our first card machine in 2014.

Built to boost your growth

Why do thousands of businesses switch to Yoco every month?

Industry-leading payments

The fastest transactions in SA – under 3 seconds with dual WiFi and 4G connectivity.

The most advanced fraud prevention in the market.'

Easily accept tips on the device when your customer makes payment.

Receive your funds in minutes with our instant payouts feature for a small fee.

Use our payment gateway to combine your online and in-person payments. Compatible with Shopify, WooCommerce, Wix and Shopstar.

Learn more about card machines

Tools to help you grow

Fully-featured Point of Sale software built into all Khumo and Khumo Print card machines, and compatible with the Neo Touch as an app on your tablet.

Get a fast, flexible cash advance after 3 months of using Yoco. We’ve disbursed over R3 billion to our customers so far.

Use the powerful Yoco App to get sales insights, and send digital invoices and payment links.

Discover Yoco POS

Simple pricing and comprehensive support

Low transaction fees: 2.5-2.7% (ex. VAT) if you transact less than R200,000 per month.

Custom low rates if you transact more than R200,000 per month.

Free access to our Point of Sale and invoicing software worth over R500 per month.

7-day expert support via phone, chat or email.

Learn more about pricing

Compare us to the competition

App

App

Free delivery

Free delivery

Digital invoicing included

Digital invoicing included

Payment links

Payment links

Digital receipts

Digital receipts

Own your card machine

Own your card machine

Unlimited 4G data

Unlimited 4G data

Instant payouts available

Instant payouts available

Networking events

Networking events

Point of Sale included

Point of Sale included

WhatsApp support

WhatsApp support

No lock-in contracts

No lock-in contracts

Est. transaction fees (ex. VAT)*

Est. transaction fees (ex. VAT)*

Other providers

Other providers

Banks

Banks

R1393

R1393

R1420

R1420

R1455

R1455

*Based on R50,000 worth of transactions and 28 days of trade

Get started

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Switching to Yoco is easy. We offer fast 2-day delivery nationwide.

On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.

Emma Daye Vith

Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.

Dave Kitley, Sneaker Shack

There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.

Chad, Father Coffee

I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.

Pieter Aucamp, manager at New York Bagels

On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.

Emma Daye Vith

Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.

Dave Kitley, Sneaker Shack

There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.

Chad, Father Coffee

I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.

Pieter Aucamp, manager at New York Bagels

On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.

Emma Daye Vith

Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.

Dave Kitley, Sneaker Shack

There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.

Chad, Father Coffee

I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.

Pieter Aucamp, manager at New York Bagels

On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.

Emma Daye Vith

Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.

Dave Kitley, Sneaker Shack

There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.

Chad, Father Coffee

I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.

Pieter Aucamp, manager at New York Bagels

Still not sure, speak to one of our experts who will gladly assist you every step of the way.

Contact sales