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Yoco Invoices
Send unlimited VAT-compliant invoices your customers can pay online by card, Apple Pay or Google Pay.
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WHY YOCO INVOICES
Look professional. Get paid without the back-and-forth
No limit, no monthly fee
Send as many as you need. You only pay when your customer does.
Look like the pro you are
Invoice number, line items and VAT, all laid out for your client’s accounts team.
Make it easy to pay
No banking details to copy. Customers can use a payment link or scan a QR code to pay.
Stay in control
See what’s paid, unpaid or overdue, and know the moment money comes in.
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WHAT YOUR CUSTOMER GETS
Everything your invoice needs, filled in for you
Your logo, trading name, address, phone number and email
Your VAT number, if you’re VAT-registered
For sole proprietors, your name followed by “t/a” and your trading name
The invoice number, the date it was created and the due date
Your customer’s name and contact details
Each line item with its description, unit price and quantity
Any discounts, the VAT and the total
A payment link and QR code your customer can use to pay
More ways for your customers to pay
Your customers pay the way that suits them, from wherever they are. No app to download and no account to set up.
Pay online
You’re notified the moment the money lands.
Paid in cash or by bank transfer
Mark the invoice as paid in the Yoco App.
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How Yoco Invoices work
1.
Sign up for Yoco
Pay the once-off signup fee at checkout, then complete your business profile. It isn’t charged when you buy or own a Yoco card machine.
2.
Create an invoice
Create an invoice in the Yoco App. Add your customer’s details, the products or services you’re billing for, and a due date.
3.
Send your invoice
Check the details, then send it by SMS or email. Your customer gets an invoice with a payment link and QR code.
4.
Customers pay
They open the payment link or scan the QR code, then pay by card, Apple Pay or Google Pay.
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Signup fee explained
A once-off signup fee applies when you sign up without buying a Yoco card machine. Once you’re verified, your account gives you access to all of Yoco’s online products and ways to get paid without a card machine. There’s no signup fee if you buy a Yoco card machine or already have one. T&Cs apply.
Get started
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BACKED BY REAL RESULTS
Thousands of businesses already sell online with Yoco
Over 230,000 Yoco Invoices paid in the last 12 months.
as at September 2026
7 in 10 Yoco Invoices paid online are settled within 24 hours.
as at September 2026
5,000+ businesses got paid online with Yoco Invoices in the past year.
as at September 2026
When are invoices best suited?
If you need to bill a customer for a specific job or amount, create a Yoco invoice and send it by SMS or email, and they can open it and pay online, with no website needed and one payment per invoice.
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Other online payment methods
Yoco Payment Page
Yoco Payment Gateway
Yoco Payment Link
Best for
One page link any customer can use to pay you any amount.
Best for
Taking payments on your own website.
How it works
Share one page link, for example in your bio.
How it works
Connect Yoco to your Shopify, WooCommerce or Wix store.
What your customer does
Opens your page and enters what they’re paying.
What your customer does
Pays at checkout on your website.
Reusable?
Yes
Reusable?
Yes
Needs a website?
No
Needs a website?
Yes
In the Yoco App on your phone or on the web, go to Sales, choose Invoices and tap New invoice. Add your customer and line items, preview the invoice, then send it by email or SMS. Your business details fill in automatically.
By Visa, Mastercard or American Express card, including cards issued outside South Africa, or by Apple Pay or Google Pay, using the link or QR code on the invoice. They can also pay by EFT. Diners Club cards aren’t accepted.
No. A sent invoice can’t be edited or deleted, because it’s a record of what you billed and its payment link is live. Save it as a draft until you’re sure. To correct a sent invoice, send a new one with a note referencing the original invoice number.
Invoices are due on receipt by default, or you can set a due date 7, 14 or 21 days after you create the invoice.
Not yet. Each invoice is created and sent individually.
Card, Apple Pay and Google Pay payments are paid out on your usual Yoco payout schedule, the same as your other Yoco sales.
Sending invoices costs nothing, and there’s no limit on how many you send. You pay a transaction fee only when your customer pays through the invoice’s payment link. If you’re new to Yoco and sign up without buying a card machine, there’s a once-off signup fee, paid at checkout. See our pricing page for current fees.