We only take money,
when you make money.
Pricing that helps you grow
You only pay a single fee per transaction with Yoco. No settlement fees. No hidden costs. No penalties. And no monthly data costs.
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Own your card machine
There’s no renting a card machine for the rest of your life with Yoco. Buy it once-off and it’s yours.
A single transaction fee
When it comes to transactions, you only pay when you get paid. Nothing hidden or recurring. Ever.
We help you grow
Your fees drop the more you transact. And high-turnover businesses get custom rates.
What do you actually pay?
CARD MACHINES FROM
R
0
Pay once-off for your device and it’s yours. No strings attached.
MONTHLY COSTS
R
0
No rental fees. No recurring costs. No unpleasant surprises.
TRANSACTION FEE (ex. VAT)
0.00%
Only pay when you transact, with a fee that drops the more you sell.
Fees Calculator
How much money will you process through Yoco per month?
MONTHLY AMOUNT
R5,000
YOU'LL PAY
R0.00(ex. VAT)
YOUR RATE
2.95%(ex. VAT)
The more you grow,
the lower the fees go.
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Transacting over R200K per month?
Bigger businesses can qualify for custom rates and services from Yoco.
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Use more products for lower rates
Looking for even better pricing? When selling through Yoco in-person and online, we combine your sales totals to give you the best possible rates. Sell more, pay less.
Comparing fees?
Make sure that you’re comparing all of them.
YOCO | |||
|---|---|---|---|
Banks | Other providers | YOCO | |
Transaction fee | |||
Cancellation fee | |||
Subscription fee | |||
Settlement fee | |||
Refund fee | |||
Monthly rental | |||
Account fee | |||
Data fee | |||
Delivery fee | |||
The stuff you don’t pay for
01
Yoco App
Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.
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02
POS Integrations
Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.
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03
Yoco Portal
Get deep insights, view sales reports and monitor business performance from your desktop.
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04
Expert support
Contact us via email, WhatsApp, call or contact form to get the support you need.
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01
Yoco App
Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.
02
POS Integrations
Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.
03
Yoco Portal
Get deep insights, view sales reports and monitor business performance from your desktop.
04
Expert support
Contact us via email, WhatsApp, call or contact form to get the support you need.
01
Yoco App
Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.
02
POS Integrations
Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.
03
Yoco Portal
Get deep insights, view sales reports and monitor business performance from your desktop.
04
Expert support
Contact us via email, WhatsApp, call or contact form to get the support you need.
Yoco Fees FAQs
Visit Help Centre01
Why are your transaction fees higher than banks?
We can’t always beat the competition on rates. But that’s because they’re getting their money from you in other ways. We charge (on average) slightly higher than the banks because the only compulsory fee you pay with Yoco is the transaction fee. Nothing hidden, nothing recurring.
02
Why are online fees higher than in-person fees?
Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.
03
Do my fees really go down as my transaction volume increases?
Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees based on your latest transaction volumes. And once your fees go down, they never go up again.
04
What about monthly fees or minimum transaction fees?
With Yoco, the only thing you pay is a once-off fee for the card machines and a small transaction fee per sale. No contracts, no monthly fees, no rent and no minimum transaction fee.