Pricing that helps you grow

No settlement fees. No hidden costs. No penalties. And pay less the more you grow.

Sign up now

Own your card machine

There’s no renting a card machine for the rest of your life with Yoco. Buy it once-off and it’s yours.

Pricing built for you

When it comes to transactions, you only pay when you get paid. Nothing hidden or recurring. Ever.

We help you grow

Your fees drop the more you transact. And high-turnover businesses get custom rates.

Path

Pricing plans to suit your size

Drag the slider to your approximate monthly turnover to see your transaction rate.

R15 000p/m
Eligible

Core

Our standard pricing for businesses that transact less than R200,000 per month.

Transaction rate

2.95%

ex. vat

*For local in person rates only

  • Expert supportStandard
  • Unlimited 4G dataIncluded
  • Payout time1 business day
  • Settlement feeIncluded
  • Connectivity feeR49/month

See full breakdownChoose card machine

Pro

Our premium pricing for businesses that transact more than R200,000 per month. Get custom low rates, dedicated account managers, switching support, device discounts and more.

Custom Pricing

Eligibility applies*

  • Expert supportPremium
  • Unlimited 4G dataIncluded
  • Payout time1 business day
  • Settlement feeIncluded
  • Connectivity feeIncluded
  • Device discount30%
Learn more

Joined Yoco before 20 Nov 2023?

Know what you’re getting for your money?

If you’re comparing value, it helps to see the full picture.
YOCO
App
Cash advances
Free delivery
Digital invoicing included
Payment links
Digital receipts
Own your card machine
Unlimited 4G data
Instant payouts available
Networking events
Point of Sale included
Zero settlement fees
WhatsApp support
No lock-in contracts
Est. monthly cost (ex. VAT)*
R1393

*Based on R50,000 worth of transactions and 28 days of trade

The stuff you don’t pay for

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

Transaction fees breakdown

All transaction fees are ex. VAT

In-person local
R0 - R100,000*
2.70%
R100,000 - R200,000*
2.50%
R200,000+
Custom

*Connectivity fee - R49 per card machine per month

Yoco Fees FAQs

Visit Help Centre

01

Why are your transaction fees higher than banks?

We have recently dropped our headline transaction fees to 2.5-2.7% (ex. VAT) to become more competitive, but a bank might still offer you a lower rate. However, we do not charge settlement fees, or monthly device rental fees.

02

Why are online fees higher than in-person fees?

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.

03

Do my fees really go down as my transaction volume increases?

Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.

04

What about monthly fees or minimum transaction fees?

With Yoco, you pay a once-off fee for the card machines and a small transaction fee per sale. No contracts and no settlement fees. We do charge a R49/month per device connectivity fee for our smart card machines, which entitles you to unlimited 4G data.