Pricing that helps you grow

No settlement fees. No hidden costs. No penalties. And pay less the more you grow.

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Own your card machine

There’s no renting a card machine for the rest of your life with Yoco. Buy it once-off and it’s yours.

Pricing built for you

When it comes to transactions, you only pay when you get paid. Nothing hidden or recurring. Ever.

We help you grow

Your fees drop the more you transact. And high-turnover businesses get custom rates.

Path

Clear and consistent pricing

No settlement fees. No hidden costs. No penalties. And no monthly data costs. 

R15 000p/m
Eligible

Core

Our standard pricing for businesses that transact less than R200,000 per month.

Transaction rate

2.95%

ex. vat

*For local in person rates only

  • Expert supportStandard
  • Unlimited 4G dataIncluded
  • Payout time1 business day
  • Settlement feeIncluded
  • Connectivity feeR49/month

See full breakdownLearn more

Pro

Our premium pricing for businesses that transact more than R200,000 per month. Get custom low rates, dedicated account managers, switching support, device discounts and more.

Custom Pricing

Eligibility applies*

  • Expert supportPremium
  • Unlimited 4G dataIncluded
  • Payout time1 business day
  • Settlement feeIncluded
  • Connectivity feeIncluded
  • Device discount30%
Learn more
Path

Comparing fees?

Make sure that you’re comparing all of them.
YOCO
Transaction fee
Cancellation fee
Subscription fee
Settlement fee
Refund fee
Monthly rental
Account fee
Data fee
Delivery fee

Just getting started with card payments?

Yoco Go Starter

Try card payments for the first time with SA’s favourite card machine.

No fees for 3 months*

Zero transaction fees for the first 3 months, or up to R5,000 in sales.

R749 once-off

Plus access to the Yoco App, online payments and more tools to grow.

The stuff you don’t pay for

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

Yoco Fees FAQs

Visit Help Centre

01

Why are your transaction fees higher than banks?

We can’t always beat the competition on rates. But that’s because they’re getting their money from you in other ways. We charge (on average) slightly higher than the banks because the only compulsory fee you pay with Yoco is the transaction fee. Nothing hidden, nothing recurring.

02

Why are online fees higher than in-person fees?

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.

03

Do my fees really go down as my transaction volume increases?

Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.

04

What about monthly fees or minimum transaction fees?

With Yoco, the only thing you pay is a once-off fee for the card machines and a small transaction fee per sale. No contracts, no monthly fees, no rent and no minimum transaction fee.