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We only take money,
when you make money.
Only pay when you get paid
Pay only a small percentage on each transaction. No monthly fees. No contracts. No rent.
Own your card machine
Buy a Yoco machine for as little as R399 once-off.
Don’t get locked in
Accept card payments with no contracts or fine print.
We help you grow
As your turnover grows, your fees drop automatically.
A simple fee structure
Whether you're using our card machines or online payment tools, we don't take money unless you're making money.
Yoco card machine fees
FROM BETWEEN
2.6% - 2.95%
(ex. VAT)
You only pay us a small percentage on every card payment accepted.
Starting from R499 once-off
Yoco online fees
FROM BETWEEN
3.05% - 3.45%
(ex. VAT)
Sign up to Yoco Link or Yoco Gateway for free. We only take a small percentage of each sale processed.
Fees Calculator
How much money will you process through Yoco per month?
MONTHLY AMOUNT
R5,000
YOU'LL PAY
R0.00
YOUR RATE
2.95%(ex. VAT)
The more you grow,
the lower the fees go.
Sell online and in-person
When you sell with a Yoco card machine and our online tools, we combine your sales totals for even lower fees.
Yoco Fees FAQs
Visit Help Centre01
What's the fee for transactions under R50?
None at all. We don't charge you a fixed transaction fee for transactions under R50. You pay the same transaction fees as you do for a sale of any amount.
02
Why are online fees higher than in-person fees?
Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.
03
Do my fees really go down as my transaction volume increases?
Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees based on your latest transaction volumes. And once your fees go down, they never go up again.
04
What about monthly fees or minimum transaction fees?
You only pay a small transaction fee per sale. No contracts, no monthly fees, no rent and no minimum transaction fee.
