Pricing that helps you grow
No settlement fees. No hidden costs. No penalties. And pay less the more you grow.
Sign up now
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Own your card machine
There’s no renting a card machine for the rest of your life with Yoco. Buy it once-off and it’s yours.
Pricing built for you
When it comes to transactions, you only pay when you get paid. Nothing hidden or recurring. Ever.
We help you grow
Your fees drop the more you transact. And high-turnover businesses get custom rates.
Pricing plans to suit your size
Drag the slider to your approximate monthly turnover to see your transaction rate.
Core
Our standard pricing for businesses that transact less than R200,000 per month.
Transaction rate
2.95%
ex. vat
*For local in person rates only
- Expert supportStandard
- Unlimited 4G dataIncluded
- Payout time1 business day
- Settlement feeIncluded
- Connectivity feeR49/month
Pro
Our premium pricing for businesses that transact more than R200,000 per month. Get custom low rates, dedicated account managers, switching support, device discounts and more.
Custom Pricing
Eligibility applies*
- Expert supportPremium
- Unlimited 4G dataIncluded
- Payout time1 business day
- Settlement feeIncluded
- Connectivity feeIncluded
- Device discount30%
Joined Yoco before 20 Nov 2023?
Know what you’re getting for your money?
If you’re comparing value, it helps to see the full picture.
YOCO | |||
|---|---|---|---|
Banks | Other providers | YOCO | |
App | |||
Cash advances | |||
Free delivery | |||
Digital invoicing included | |||
Payment links | |||
Digital receipts | |||
Own your card machine | |||
Unlimited 4G data | |||
Instant payouts available | |||
Networking events | |||
Point of Sale included | |||
Zero settlement fees | |||
WhatsApp support | |||
No lock-in contracts | |||
Est. monthly cost (ex. VAT)* | R1393 | ||
*Based on R50,000 worth of transactions and 28 days of trade
The stuff you don’t pay for
01
Yoco App
Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.
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02
POS Integrations
Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.
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03
Yoco Portal
Get deep insights, view sales reports and monitor business performance from your desktop.
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04
Expert support
Contact us via email, WhatsApp, call or contact form to get the support you need.
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01
Yoco App
Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.
02
POS Integrations
Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.
03
Yoco Portal
Get deep insights, view sales reports and monitor business performance from your desktop.
04
Expert support
Contact us via email, WhatsApp, call or contact form to get the support you need.
01
Yoco App
Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.
02
POS Integrations
Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.
03
Yoco Portal
Get deep insights, view sales reports and monitor business performance from your desktop.
04
Expert support
Contact us via email, WhatsApp, call or contact form to get the support you need.
Transaction fees breakdown
All transaction fees are ex. VAT
In-person
local | ||||||
|---|---|---|---|---|---|---|
Monthly transaction volume through Yoco | In-person
local | In-person
intl | In-person
AMEX | Online
local | Online
intl / AMEX | Online
Yoco EFT |
R0 - R100,000* | 2.70% | |||||
R100,000 - R200,000* | 2.50% | |||||
R200,000+ | Custom | |||||
*Connectivity fee - R49 per card machine per month
Yoco Fees FAQs
Visit Help Centre01
Why are your transaction fees higher than banks?
We have recently dropped our headline transaction fees to 2.5-2.7% (ex. VAT) to become more competitive, but a bank might still offer you a lower rate. However, we do not charge settlement fees, or monthly device rental fees.
02
Why are online fees higher than in-person fees?
Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.
03
Do my fees really go down as my transaction volume increases?
Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.
04
What about monthly fees or minimum transaction fees?
With Yoco, you pay a once-off fee for the card machines and a small transaction fee per sale. No contracts and no settlement fees. We do charge a R49/month per device connectivity fee for our smart card machines, which entitles you to unlimited 4G data.