Only pay when you get paid

Pay only a small percentage on each transaction. No monthly fees. No contracts. No rent.

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Card machine costs

A simple fee structure

Whether you're using our card machines or online payment tools, we don't take money unless you're making money.

Yoco card machine fees


2.6% - 2.95%

(ex. VAT)

Our card machines start at just R699 once-off. You only pay us a small percentage on every card payment accepted.


Yoco online fees


2.6% - 2.95%

(ex. VAT)

Sign up for free to start using Yoco Link and Yoco Gateway. Transaction fees on international sales are from 3.05-3.45% (ex-VAT).


Fees Calculator

How much money will you process through Yoco per month?




R0.00(ex. VAT)

We only take money,

when you make money.


2.95%(ex. VAT)

The more you grow,

the lower the fees go.

Sell online and in-person

When you sell with a Yoco card machine and our online tools, we combine your sales totals for even lower fees.

Why grow with Yoco?

Own your card machine

Buy a Yoco machine for as little as R699 once-off.

Don’t get locked in

Accept card payments with no contracts or fine print.

We help you grow

As your turnover grows, your fees drop automatically.

Yoco Fees FAQs

Visit Help Centre


What's the fee for transactions under R50?

None at all. We don't charge you a fixed transaction fee for transactions under R50. You pay the same transaction fees as you do for a sale of any amount.


Why did your online fees used to be higher than in-person fees?

On 16 August 2021, we dropped our online fees for domestic transactions by 0.5% to match our in-person rates. We did this to stay true to our mission of making payments accessible to everyone.


Do my fees really go down as my transaction volume increases?

Yes. If you transact at a certain threshold for 3 months, your transaction fees are automatically lowered (according to the fees slider above). And once your fees go down, they never go up again.


Are the fees for international transactions the same as domestic transactions?

No, the transaction fee for international transactions start at 3.4% (ex. VAT) and drop the more you sell. Contact [email protected] if you have any questions about how this works.

Yoco Card Machines and Online Payments

Quiz Question 1

Want to sell in person, online or both?

In person



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