Pricing that helps you grow

You only pay a single fee per transaction with Yoco. No settlement fees. No hidden costs. No penalties. And no monthly data costs.

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Own your card machine

There’s no renting a card machine for the rest of your life with Yoco. Buy it once-off and it’s yours.

A single transaction fee

When it comes to transactions, you only pay when you get paid. Nothing hidden or recurring. Ever.

We help you grow

Your fees drop the more you transact. And high-turnover businesses get custom rates.

What do you actually pay?

CARD MACHINES FROM

R

0

Pay once-off for your device and it’s yours. No strings attached.

MONTHLY COSTS

R

0

No rental fees. No recurring costs. No unpleasant surprises.

TRANSACTION FEE (ex. VAT)

0.00%

Only pay when you transact, with a fee that drops the more you sell.

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Fees Calculator

How much money will you process through Yoco per month?

MONTHLY AMOUNT

R5,000

YOU'LL PAY

R0.00(ex. VAT)

We only take money,

when you make money.

YOUR RATE

2.95%(ex. VAT)

The more you grow,

the lower the fees go.

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Use more products for lower rates

Looking for even better pricing? When selling through Yoco in-person and online, we combine your sales totals to give you the best possible rates. Sell more, pay less.

The stuff you don’t pay for

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

01
Yoco App

Run your business from your phone! Use our free App to create your Yoco profile, track payments, monitor sales, send invoices and more.

02
POS Integrations

Running a point of sale? Yoco integrates with Vend, Lightspeed, Loyverse and Salonbridge.

03

Yoco Portal

Get deep insights, view sales reports and monitor business performance from your desktop.

04
Expert support

Contact us via email, WhatsApp, call or contact form to get the support you need.

Yoco Fees FAQs

Visit Help Centre

01

Why are your transaction fees higher than banks?

We can’t always beat the competition on rates. But that’s because they’re getting their money from you in other ways. We charge (on average) slightly higher than the banks because the only compulsory fee you pay with Yoco is the transaction fee. Nothing hidden, nothing recurring.

02

Why are online fees higher than in-person fees?

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.

03

Do my fees really go down as my transaction volume increases?

Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees based on your latest transaction volumes. And once your fees go down, they never go up again.

04

What about monthly fees or minimum transaction fees?

With Yoco, the only thing you pay is a once-off fee for the card machines and a small transaction fee per sale. No contracts, no monthly fees, no rent and no minimum transaction fee.