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Card machines, online payments and invoicing for growing businesses.

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Take control of the back office with tools that help you run and grow.

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Already accepting card payments? Switch to Yoco to take your business to the next level.

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Free delivery anywhere in SA within three business days.

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Card payments

Card payments allow your customer to use a card linked to their bank account to pay you. So you're not limited to cash-only transactions and you can make bigger sales more often.

Card payments are the future

There are no two ways about it: card payments are the way of the future. As customers continue to embrace the benefits of paying by card, you need to ensure you can process them – or risk losing out.

Card payments are on the rise – big time.

Shoppers from all walks of life, across South Africa, favour cards over cash. Card payments are so prolific, in fact, that paying with cash is now seen as downright old school.

While cash and the consumers who use it will always be around, card payments will continue to grow in popularity thanks to the fact that an increasing number of South Africans are officially becoming ‘banked’, the formal term for someone having access to a bank account.

Accepting card payments benefits your customers and you.

Card payments are the shiz, for several reasons. They’re secure (read more about our security protocols here), they’re convenient (who wants to dig through a purse for change?), and they’re Covid-19 safe. By accepting card payments, you’re able to cater to more customers. And more customers mean more sales. YASSS.

Our money app is free!

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Accept payments safely

Less cash in your pocket (and more in your bank account) is the safer, smarter way of doing business.

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Cater to more customers

Grow your business faster by tapping into the power of a card payment machine. Level up, the Yoco way.

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Keep Covid-19 safe

Money is dirty. Our card payment machines make sure you and your customers are protected while you get paid.

Think card payments aren't for you? Wrong.

You don’t need to be a big business to accept card payments.

From buying their morning flat white from a drive-thru coffee caravan to topping up on data (where does it go though?) – SA shoppers are using card payments for, well, pretty much everything. In other words, consumers are paying for all manner of purchases with cards at businesses big, small, and everywhere in between.

Contrary to popular belief, accepting card payments is super simple.

We know you’ve got a bajillion other things to worry about – getting to grips with complicated tech in order to accept card payments shouldn’t be one of them. Yoco card machines are easy to use so that you can accept card payments without a hitch.

You shouldn’t pay an arm and a leg just to accept card payments

We know you hustle hard for your money, which is why we’ve made it as easy as possible for you to get paid, at rates that won’t put a dent in your pocket.

Buy our Neo or Go machines and only pay a percentage of your sales – nothing else. We don’t charge you a monthly rental fee, or to withdraw your earnings. What’s more, transaction fees go down as your sales go up. And, if sales slow down or stop, your fees do too.

Merchants growing with Yoco


Liz Art Gallery

An artist that paints and sketches, selling her works from her home studio.





A popular Cape Town cafe serving great coffee and awesome bagels.

Sea Point



Bespoken Man

A barbershop and tailor making sure Joburg men look their best.


Mens Fashion and grooming


Woodstock Laundry

A local favourite for any and all laundry-related services.




Vorster & Braye

Handmade ceramic products that are beautiful and functional.




Burgess Plumbing

A plumbing business getting paid all over Joburg.


Home services

Ready to take card payments?


The speed point for businesses accepting card payments for the first time. Connect to your smartphone with Bluetooth and get paid wherever business takes you.




Bundle Includes

Fast, light and pocket-sized

Manage sales on the free Yoco App

Connects to any smartphone via Bluetooth



Our smartest card machine yet. A brand new, standalone device that gets you paid in 3 seconds or less. Made for businesses of any size in any industry.



+ R49/month connectivity fee

Bundle Includes

Free, unlimited, ultra-fast 4G data

Connects to WiFi

Full-HD touchscreen