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Card machines, online payments and invoicing for growing businesses.

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Take control of the back office with tools that help you run and grow.

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Already accepting card payments? Switch to Yoco to take your business to the next level.

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Free delivery anywhere in SA within three business days.

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Yoco Khumo

Our premium smart card machine for busy businesses. Do more with unlimited 4G data and a built-in point of sale.




+ R49/month connectivity fee

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Made for your industry

Thousands of businesses across retail, hospitality and professional services are growing with the Yoco Khumo.

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Ultra-fast checkout

Transact in under 3 seconds with ultra-fast 4G or WiFi connectivity - even when the power goes out.

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Built-in point of sale

See your sales history, switch between staff profiles, edit your products and more on the Khumo.

Get more than payments

Run it with the Yoco Khumo

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Built to boost your growth

Keep your team and your customers happy

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Staff profiles

Your team members can sign in on-device so you can track their performance.

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Product catalogues

Add all your products and services to your Khumo for faster checkouts.

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Tip functionality

Give your customers the option to add tips to transactions on-device.

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3-second transactions

Process payments in record time with unlimited 4G data.

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Included with your Khumo


Yoco App

Get access to payment links, digital invoices and cash out instantly with instant payouts, all available in the Yoco App.


Instant Payout

Why wait two business days? Get your payout in minutes with Instant Payout.


Yoco Capital

Eligible Yoco customers qualify for a fast cash advance to help grow their business.


Yoco Gateway

Sign up for free and plug Yoco’s payment gateway into your online store.

Flexible fees that suits your size

Core pricing

Our standard pricing for businesses that transact less than R200,000 per month. All transaction fees are ex. VAT.


*For local in-person rates

You get:

Support 7 days a week


Connectivity fee


Payout time

1-2 business days

Payout fee


Pro pricing

Our premium pricing for businesses that transact more than R200,000 per month. Get custom low rates, dedicated account managers, switching support and more.


*Eligibility applies

You get:

Support 7 days a week


Connectivity fee


Payout time

1-2 business days

Payout fee


Device discounts


Not sure if the Khumo is right for you?

Take our product quiz to find the perfect Yoco solution for your business.

Find the right product

Prefer buying in-store? Find us at our retail partners

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Yoco Khumo FAQs

Frequently asked questions about the Yoco Khumo card machine.

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Where do I buy the
Yoco Khumo from?

Click "get started" in the top nav and follow the instructions from there. We’ll deliver for free anywhere in South Africa within 3 business days.

Do I need a smart device to accept card payments on the Yoco Khumo?

No. The Yoco Khumo is a standalone card machine. It comes with a built-in SIM card loaded with unlimited 4G data for transactions.

How long does it take to set up the Yoco Khumo?

If you created your Yoco profile on our website before buying it, it will already be linked to your bank account. You can simply turn it on and get paid. If you still need to sign up, you can do so on the device!

How long does it take for the money from a sale to reflect in my account?

A maximum of 2 business days. And you’ll be able to see your entire sales history in the Yoco App on your device, along with so much more.