Cash out on your terms

Take control of your cash flow and get your money in minutes with Instant Payout on the Yoco App.

Open the Yoco App

Start. Request. Ka-ching.

01.

Open the Yoco App and click on Instant Payout.

02.

Select an amount up R10,000 and click ‘Request Payout’.

03.

Your payout arrives in a couple of minutes, for a small fee.

Cash out on your terms

Buy stock, pay staff, pay rent

Need stock for the weekend shift? 
Got to pay staff for overtime? Instant Payout eases cash flow stress.

It works after hours

Instant Payout works all day everyday. Weekdays, weekends and public holidays included.

It’s totally optional

If you can wait the standard 2 business days to get paid out, there’s no need to use Instant Payout.

Open the Yoco App to cash out

Got your phone on you? You can access Instant Payout! Open the Yoco App and go to ‘View Payouts’ on the home screen. Follow the prompts to get your cash in a snap.

How is pricing different  for Instant Payout?

Standard

Price

Free

Get your money into your account 1-2 business days after a transaction takes place. The standard Yoco payout time.

Instant

Price

1% (ex. VAT)

Get your money within minutes of requesting the payout in your Yoco App, and pay 1% (ex. VAT) of the amount requested. The minimum fee is R17.25 .

Access up to R10k each day

You get one Instant Payout of between R50 and R10,000 per day. No more borrowing money, stressing about cash flow or having to 'make a plan'.

Get your card machine to access Instant Payout

NEW

Neo Touch

Neo Touch - Supported payment solutions

Makes getting paid quick and drama-free with unlimited 4G data and a countertop charging stand.

R899

+ R49/month connectivity fee

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Yoco Khumo

Yoco Khumo - Supported payment solutions

Our premium card machine, featuring unlimited 4G data, staff profiles and product catalogues.

R1199

+ R49/month connectivity fee

BUILT-IN PRINTER

Khumo Print

Khumo Print - Supported payment solutions

Our most powerful card machine. Keeps queues moving with unlimited 4G data and a built-in printer.

R1999

+ R49/month connectivity fee

BLUETOOTH

Yoco Go

Yoco Go - Supported payment solutions

Perfect if you want to try card payments for the first time. Pair it to your phone with Bluetooth and get paid.

Learn more

Yoco Instant Payout FAQs

Visit help center

01

What are the fees involved with Instant Payout?

For payouts of R1000,00 and under, just R17.25 (ex. VAT). For payouts between R1000,00 and the maximum daily amount of R10,000.00 – the cost is 1% (ex. VAT) of that amount.

02

How quickly does the money arrive once I request the Instant Payout?

It’s almost instantaneous! An Instant Payout will be in your account within minutes after you make the request on the Yoco App.

03

Does Instant Payout only work during certain times? Can I access it after hours and on weekends?

Yes, you can access Instant Payout at any time, including on weekends and even on Public Holidays.

04

Can all Yoco merchants access Instant Payout?

The only Yoco merchants that can’t access Instant Payout are those that are paying off a Yoco Capital cash advance. All other Yoco customers can use the feature right now.

05

Do I have to use Instant Payout as a Yoco customer?

Instant Payout is completely optional and you can still continue to transact and receive your funds within the normal two business days time frame at no extra cost.

06

Can I use Instant Payout as much as I want? 

Regardless of payout amount, you can use Instant Payout once per day.

07

Do I have to use Instant Payout as a Yoco customer?

Instant Payout is completely optional and you can still continue to transact and receive your funds within the normal two business days time frame at no extra cost.

08

Do I need to use a specific bank to access Instant Payout?

In order to use this feature, you'll need to bank with one of the following: Absa Bank, African Bank, Al Baraka, Capitec, Discovery, Finbond Mutual, First National Bank, Investec, Nedbank, Sasfin, Standard Bank, Standard Chartered Bank or VBS Mutual.