Custom rates for your business

Transacting over R200,000 per month? Get a custom rate structure, special service and products designed for your industry.

Book a 15 min call

We know your industry

Professional services

Features designed for your business

  • Staff management on card machine
  • Product catalogues for faster checkouts
  • Forecast inventory according to sales made
  • Integrate with third-party Point of Sales

Features designed for your restaurant

  • Staff management on card machine
  • Order management using saved bills
  • Forecast inventory according to daily orders
  • Integrates with Lightspeed Restaurant

Features designed for your stores

  • Process refunds at no cost
  • Print receipts from the Khumo Print
  • Accurate and automatic sales reporting
  • Integrates with Lightspeed POS

Features designed for your practice

  • Send professional invoices and get paid fast
  • Get cash advances with Yoco Capital
  • Track different payment methods on the Yoco App or Business Portal
  • Get paid whenever with Instant Payouts

Features designed for your salon

  • Sell gift vouchers from Yoco App or business portal
  • Upload and track sales with efficient product recording
  • Customise our POS with your services and products
  • Integrates with Salonbridge

Want a custom rate without a call?


Industry-leading card machines

No downtime

Auto switch to unlimited free 4G and all-day battery life.

Transacts fast

From payment to printing in 3 secs. Next customer, please.

Own it

No rental fees or contract lock-ins. Buy it and own it.

Integrate your payments


Switching from another provider?

We’ll invest up to R3000 to get you sorted, fast.

Send us your latest merchant statement and we'll get you a custom rate in 2 hours.

Send merchant statement
Question mark icon

Discuss your bespoke business requirements with a Yoco consultant.

We know what you need to keep growing


to capital

Fast, flexible cash advances in just 24 hours, paid back incrementally with every transaction.



Control your cash flow with Instant Payout, and get most settlements in less than 24 hours.



Send an unlimited amount of free professional invoices from the Yoco App or Portal.

Smaller than banks, but big on service

No extra cost for dedicated customer support and technical assistance.

Clear, consistent pricing

No settlement fees. No hidden costs. No penalties. And no monthly data costs. 


Our standard offering. Get custom when you process R200k+ in card payments.


+ Processing Fee

Fees Calculator

Est. Monthly amount processed through Yoco


Domestic card fees

Online local card fees

Your rate


You'll pay

R0.00 ex. VAT


Get a customised rate based on 
your monthly card turnover.

Custom Pricing

Eligibility applies*

Included perks

  • Custom transaction fee
  • Custom hardware pricing
  • Free device replacements
  • Dedicated support

*Custom pricing available if your monthly card turnover is more than R200k

Already know you need Yoco?

If you don’t need a call and would like to join Yoco as soon as possible, send us your most recent 1 month merchant statement and we’ll reply with a custom rate for your business.

Know what you’re getting for your money?

If you’re comparing value, it helps to see the full picture.
Cash advances
Free delivery
Free digital invoicing
Payment links
Digital receipts
Own your card machine
Unlimited 4G data
Instant settlement available
Networking events
Basic Point of Sale
Zero settlement fees
WhatsApp support
No lock in contracts
Est. monthly cost (ex. VAT)*

*Based on R250,000 worth of transactions using two card machines over 28 days of trade

Know what you're currently paying?

Many business owners don't know what fees they actually pay. We'll help you find out.


Average Daily Transactions by Bigger Businesses On Yoco


We're smaller than the banks, but big enough to help your bigger business grow.

Bigger businesses that choose Yoco

Yoco is the payments partner to 6500 bigger businesses.

Emma Days Vith

Stranger's Club

“We opened, naive to the niggles of the industry. With a seamless payment solution, there was one less worry. We had a desire to grow, and we’ve done it, expanding from courtyard cafe to multifaceted retail and restaurant space.”

James Williams and Tando Bavuma

Pizza Shed

”Back when we were a young business, we started to grow rapidly, and we had an opportunity to scale. With support from Yoco, we were able to expand quickly, allowing us to open multiple stores.”

Natasha Napoli


“Nourish’d and Yoco - two incredible brands growing together to make South Africa a better place. Yoco has become the trusted friend we can call up at any time to support us. Thank you for always being there for us, Yoco!”

Yoco bigger business FAQs

Learn more


Which businesses are eligible for a custom pricing structure?

The custom pricing structure has been designed for bigger businesses who have a monthly total processing value of R200 000 or more. All other businesses can sign up to the Yoco standard pricing structure, and see their rate drop as they grow.


How can Yoco help me switch from my current payments provider?

One of our Yoco consultants will supply you with an indicative custom rate within 2 hours of receiving your current statements. We will also assist you in off-boarding from your existing provider and will assist with potential early termination fees to the value of R3000.


What does 'dedicated customer service' include?

From day one you will have access to a dedicated 'bigger business' support team. You will also receive a direct whatsapp and email line to a Yoco consultant who knows you by name. You are eligible to have any broken Yoco devices replaced within 24 hours in metro areas, and within 48 hours in rural areas.


How can Yoco customise solutions to my business?

Not only will we give you pricing customised to your business, we will also provide valuable industry-specific insights using our real-time transaction data. In addition, a Yoco consultant with knowledge of your industry can help you build a payments solution around your business, from card machines to POS integrations.


What happens in the 15 minute call?

The call allows us to better understand your business and what products and services you need. We can demo any features and functionality you’d like to see and show you the full Yoco offering. There will also be a conversation about custom rates we can offer you.