Yoco Pricing – Transparent Fees & Transaction Costs

Flexible fees that suit your size

Core

R0

/mo

From

2.3%

in-person local cards

Gain everything needed to get started with POS and run your business.

Start with Core

CASHFLOW

Instant Payouts at standard rates

Daily, Weekly & Fast Payouts at standard rates

Yoco Savings

SOFTWARE

Modifiers and Smart Receipts

Tap to Pay on iPhone

Standard reporting & product catalogue capabilities

Industry modes coming soon

DIGITAL TOOLKIT

One Platform for all your integration needs (Yoco Connect & Developer Hub)

Free specialised POS integrations (Bookem, Salonbridge, Loyverse, Tall Order, Lightspeed, SallyPOS)

SUPPORT

Standard online support

30 DAYS FREE

Plus

R249

/mo

Per location

From

2.1%

in-person local cards

Unlock loyalty, multi-location, and smarter automation for thriving businesses.

Start 30-day free trial

CASHFLOW

Everything in Core

Fast & Instant Payouts at better rates

SOFTWARE

Everything in Core

Yoco Loyalty program coming soon

Branded Receipts coming soon

DIGITAL TOOLKIT

Everything in Core

One Platform with access to more integrations (Yoco Connect & Developer Hub)

Easy to use accounting integration: stub

SUPPORT

Priority support, skip the queue. Less downtime

30 DAYS FREE

Pro

R499

/mo

Per location

From

1.95%

in-person local cards

Complex businesses need streamlined ops, pro accounting and pro support

Start 30-day free trial

CASHFLOW

Everything in Plus

Free Fast Payouts

Instant Payouts at even better rates

SOFTWARE

Everything in Plus

Table management & Tableside ordering coming soon

Prep Stations cut time off each order

DIGITAL TOOLKIT

Everything in Plus

One Platform with access to all integrations (Yoco Connect & Developer Hub)

Advanced accounting integrations: Xero, QuickBooks, Sage

SUPPORT

Priority support, skip the queue. Less downtime

Manage multiple locations FREE until 31 June 2026. Charges per active location start 1 July 2026.

Core

Plus

Pro

Cost calculator

Drag the slider to your estimated monthly fees through Yoco.

Monthly

sales

R

30,000

Transaction Fees

%

2.3

excl. VAT

On local debit card transactions

You'll pay

R 690.00

excl. VAT

Standard Payout

Plan Comparison

Features selected for your stage of growth.

Core

Plus

Pro

Monthly subscription fee

R0

Monthly subscription fee

R249/month

Monthly subscription fee

R499/month

Plan Fees

Core

Plus

Pro

Monthly subscription fee

R0

Monthly subscription fee

R249/month

Monthly subscription fee

R499/month

Core

Plus

Pro

Standard payouts

Included

Standard payouts

Included

Standard payouts

Included

Fast payouts

0.75% per payout (min R7.50)

Fast payouts

0.50% per payout (min R5)

Fast payouts

Included

Instant payouts

1.50% per payout (min R15)

Instant payouts

1.25% per payout (min R12.50)

Instant payouts

1.00% per payout (min R10)

In-person payment fees

Core

Plus

Pro

Standard payouts

Included

Standard payouts

Included

Standard payouts

Included

Fast payouts

0.75% per payout (min R7.50)

Fast payouts

0.50% per payout (min R5)

Fast payouts

Included

Instant payouts

1.50% per payout (min R15)

Instant payouts

1.25% per payout (min R12.50)

Instant payouts

1.00% per payout (min R10)

Monthly Sales

under 50k

over 50k

Core

Plus

Pro

Local debit

2.30%

Local debit

2.10%

Local debit

1.95%

Local credit

2.30%

Local credit

2.20%

Local credit

2.15%

International bank cards

3.20%

International bank cards

3.10%

International bank cards

3.05%

Amex

3.40%

Amex

3.30%

Amex

3.25%

In-Person Payment Fees

Core

Plus

Pro

Local debit

2.30%

Local debit

2.10%

Local debit

1.95%

Local credit

2.30%

Local credit

2.20%

Local credit

2.15%

International bank cards

3.20%

International bank cards

3.10%

International bank cards

3.05%

Amex

3.40%

Amex

3.30%

Amex

3.25%

Core

Plus

Pro

Local debit

2.95%

Local debit

2.75%

Local debit

2.55%

Local credit

2.95%

Local credit

2.75%

Local credit

2.55%

International bank cards

3.40%

International bank cards

3.25%

International bank cards

3.10%

Amex

3.40%

Amex

3.25%

Amex

3.10%

Online Payment Fees

Core

Plus

Pro

Local debit

2.95%

Local debit

2.75%

Local debit

2.55%

Local credit

2.95%

Local credit

2.75%

Local credit

2.55%

International bank cards

3.40%

International bank cards

3.25%

International bank cards

3.10%

Amex

3.40%

Amex

3.25%

Amex

3.10%

Core

Plus

Pro

Local debit

1.35%

Local debit

1.25%

Local debit

1.20%

Local credit

2.30%

Local credit

2.20%

Local credit

2.15%

International bank cards

2.75%

International bank cards

2.65%

International bank cards

2.60%

Amex

3.00%

Amex

2.90%

Amex

2.85%

In-Person Payment Fees

Core

Plus

Pro

Local debit

1.35%

Local debit

1.25%

Local debit

1.20%

Local credit

2.30%

Local credit

2.20%

Local credit

2.15%

International bank cards

2.75%

International bank cards

2.65%

International bank cards

2.60%

Amex

3.00%

Amex

2.90%

Amex

2.85%

Core

Plus

Pro

Local debit

2.55%

Local debit

2.55%

Local debit

2.55%

Local credit

2.55%

Local credit

2.55%

Local credit

2.55%

International bank cards

3.20%

International bank cards

3.15%

International bank cards

3.10%

Amex

3.20%

Amex

3.15%

Amex

3.10%

Online Payment Fees

Core

Plus

Pro

Local debit

2.55%

Local debit

2.55%

Local debit

2.55%

Local credit

2.55%

Local credit

2.55%

Local credit

2.55%

International bank cards

3.20%

International bank cards

3.15%

International bank cards

3.10%

Amex

3.20%

Amex

3.15%

Amex

3.10%

Start your Yoco journey today

Sign up

Features included with Yoco

Access to the business tools and support for free.

PAYMENT

Ecommerce plugin

Payment links

Tap to Pay on iPhone

Fast payouts to any bank

MANAGEMENT TOOLS

Yoco App

Yoco Portal

Digital invoicing

Yoco POS software

SUPPORT

24 hour customer service

WhatsApp support

Online Help Centre

Real-time fraud detection

Find the Yoco POS fit for your business

Get the full Yoco point of sale experience with any Yoco POS hardware.

Yoco Counter

For cafes, bakeries, takeaways, and retail counters. 12" HD touchscreen, free POS software, staff logins, and real-time reporting. Free setup and support included.

R

2999

Once off

Buy Now

Learn more

For additional staff

Handheld POS

For markets, food trucks, pop-ups, and table-side service. 18-hour battery, multi-network SIM, and a 5.5" HD touchscreen. Accept payments anywhere.

From

R

699

Learn more

Trusted by 202,107 small businesses

How to get started with Yoco

Sign up, get paid and grow

Sign up

Create your Yoco business profile in a few short minutes.

Choose card machine

Free delivery anywhere in SA in 3 business days or less.

Start transacting

Once you’ve completed onboarding, you’ll be ready to get paid.

Receive your payouts

Money from sales is paid into your account within 2 business days.

Get started

Yoco Pricing FAQs

Frequently asked questions about Yoco's pricing.

Visit Help Centre

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.

Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.

If you can provide us with a merchant statement that proves you transact over R200,000 per month, we will make you an offer for custom low rates.

Get more value from every payment

Flexible fees that suit your size

Cost calculator

Plan Comparison

Features included with Yoco

Find the Yoco POS fit for your business

Trusted by 202,107 small businesses

How to get started with Yoco

Sign up, get paid and grow

Yoco Pricing FAQs