Trusted by 202,107 small businesses

Get more value from every payment

We’ve got flexible plans to suit any growing business.

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Flexible fees that suit your size

Core

The Core plan provides essential tools for payments, inventory, and operational control.

R49

per active card machine

From

2.50%

Txn fees * VAT excl.


Fast payouts

Every day by 8am (including Sundays & public holidays)

From

0.75% (ex. VAT)

per payout


Features included in Core

  • Yoco App & POS App

  • Staff Management, basic stock management and reports

30 days FREE

Accelerate

The Accelerate plan delivers advanced growth tools. Fast, daily payouts, lower fees and more.

499

Monthly * VAT incl.

From

1.95%

Txn fees * VAT excl.


Connectivity

Unlimited data & card machines

Included


Fast payouts

Every day by 8am (including Sundays & public holidays)

Included


Features included in Accelerate

  • Accounting integrations

  • Priority access to all upcoming features

  • Multi-location management

Pro

The Pro plan provides access to a dedicated account manager, and custom rates.

Custom Rates

Talk to our team today about getting started

Custom


Connectivity

Unlimited data & card machines

Included


Fast payouts

Every day by 8am (including Sundays & public holidays)

Included


Features included in Pro

  • A dedicated Account Manager

  • Custom fees

  • Custom integrations

Core

Accelerate

Cost calculator

Drag the slider to your estimated monthly fees through Yoco.

Monthly

sales

R

60,000

Transaction Fees

Custom

You'll pay

Custom

Compare plans, choose confidently, and grow your business today.

:header(Plan fees):

Core

:header(Plan fees):

Accelerate

:header(Plan fees):

Pro

Plan Subscription fee

Plan Subscription fee

R49/active card machine

Plan Subscription fee

R499/month

Plan Subscription fee

Custom rates apply

:header(In-Person payment fees):

Core

:header(In-Person payment fees):

Accelerate

:header(In-Person payment fees):

Pro

Local bank cards

Local bank cards

2.5% - 2.7%

Local bank cards

1.95%

Local bank cards

Custom

International bank cards

International bank cards

2.75% - 3.2%

International bank cards

2.6%

International bank cards

Custom

Amex

Amex

3.0% - 3.4%

Amex

3.0%

Amex

Custom

:header(Online payment fees):

Core

:header(Online payment fees):

Accelerate

:header(Online payment fees):

Pro

Local bank cards

Local bank cards

2.55% - 2.95%

Local bank cards

2.55%

Local bank cards

Custom

International bank cards

International bank cards

3.2% - 3.4%

International bank cards

3.1%

International bank cards

Custom

Amex

Amex

3.2% - 3.4%

Amex

3.1%

Amex

Custom

:header(Payout fees):

Core

:header(Payout fees):

Accelerate

:header(Payout fees):

Pro

Standard payouts

Standard payouts

Standard payouts

Standard payouts

Fast payouts

Fast payouts

0.75% per payout

Fast payouts

Included

Fast payouts

Included

Instant payouts

Instant payouts

1.5% per payout

Instant payouts

1.5% per payout

Instant payouts

1.5% per payout

:header(Online payments):

Core

:header(Online payments):

Accelerate

:header(Online payments):

Pro

Invoices

Invoices

Invoices

Invoices

Payment Links

Payment Links

Payment Links

Payment Links

Payments Page

Payments Page

Payments Page

Payments Page

eCommerce Gateway (Shopify, WooCommerce, Wix)

eCommerce Gateway (Shopify, WooCommerce, Wix)

eCommerce Gateway (Shopify, WooCommerce, Wix)

eCommerce Gateway (Shopify, WooCommerce, Wix)

:header(Business tools):

Core

:header(Business tools):

Accelerate

:header(Business tools):

Pro

Mobile and Web Management App

Mobile and Web Management App

Mobile and Web Management App

Mobile and Web Management App

Business Reports

Business Reports

Business Reports

Business Reports

Multi-Location management

Multi-Location management

Multi-Location management

Multi-Location management

Yoco Capital / Cash advances

Yoco Capital / Cash advances

Pay per use

Yoco Capital / Cash advances

Pay per use

Yoco Capital / Cash advances

Pay per use

API and SKD Access

API and SKD Access

API and SKD Access

API and SKD Access

:header(Integrations):

Core

:header(Integrations):

Accelerate

:header(Integrations):

Pro

Accounting integration ( Xero and Quickbooks and Sage)

Accounting integration ( Xero and Quickbooks and Sage)

Accounting integration ( Xero and Quickbooks and Sage)

Accounting integration ( Xero and Quickbooks and Sage)

Appointments & booking integrations

Appointments & booking integrations

Appointments & booking integrations

Appointments & booking integrations

Custom integrations

Custom integrations

Custom integrations

Custom integrations

Start your Yoco journey today

Features included with Yoco

Access to the business tools and support for free.

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PAYMENT

Ecommerce plugin

Payment links

Fast payouts to any bank

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MANAGEMENT TOOLS

Yoco App

Yoco Portal

Digital invoicing

Yoco POS Software

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SUPPORT

24 hour customer service

WhatsApp support

Online Help Centre

Real-time fraud detection

Pick hardware to suit how you sell

All of our hardware is simple to set up, designed to sync seamlessly, and powered by our easy-to-use POS software.

Product image

Save R1000

Best for countertop sales

Yoco Counter

An out-of-the-box POS solution for fixed sales counters, designed to streamline sales, track stock, and staff performance.

WAS

R5999

R

4999

Once-off

+ R49/month connectivity fee

Product image

Best for on-the-go sales

Khumo 2

Power in the palm of your hand, with payments and a full POS system in one smart card machine.

R

699

Once-off

*Unlimited data connectivity fee R49/month

Product image

Best for on-the-go sales

Khumo Print 2

Run your business on the go with SA’s most powerful card machine, featuring payments, a full POS system, and a built-in printer.

R

1599

Once-off

*Unlimited data connectivity fee R49/month

Trusted by 202,107 small businesses

Staff tips increased dramatically once we started using Counter.

Testimonial photo of Teddy

Teddy

Smoothie on the Go

I’ve replaced using old-school invoicing books with Counter. The biggest benefit has been the time it’s giving me back.

Testimonial photo of Catherine

Catherine

The Hideaway

The order printing has completely changed the way I have manage my workflow. It’s been a game changer.

Testimonial photo of TY

TY

Ekhaya Coffee

It so easy to use. It looks professional and makes my prices and business more credible. 

Testimonial photo of Linda

Linda

Bernina

Staff tips increased dramatically once we started using Counter.

Testimonial photo of Teddy

Teddy

Smoothie on the Go

I’ve replaced using old-school invoicing books with Counter. The biggest benefit has been the time it’s giving me back.

Testimonial photo of Catherine

Catherine

The Hideaway

The order printing has completely changed the way I have manage my workflow. It’s been a game changer.

Testimonial photo of TY

TY

Ekhaya Coffee

It so easy to use. It looks professional and makes my prices and business more credible. 

Testimonial photo of Linda

Linda

Bernina

Staff tips increased dramatically once we started using Counter.

Testimonial photo of Teddy

Teddy

Smoothie on the Go

I’ve replaced using old-school invoicing books with Counter. The biggest benefit has been the time it’s giving me back.

Testimonial photo of Catherine

Catherine

The Hideaway

The order printing has completely changed the way I have manage my workflow. It’s been a game changer.

Testimonial photo of TY

TY

Ekhaya Coffee

It so easy to use. It looks professional and makes my prices and business more credible. 

Testimonial photo of Linda

Linda

Bernina

Staff tips increased dramatically once we started using Counter.

Testimonial photo of Teddy

Teddy

Smoothie on the Go

I’ve replaced using old-school invoicing books with Counter. The biggest benefit has been the time it’s giving me back.

Testimonial photo of Catherine

Catherine

The Hideaway

The order printing has completely changed the way I have manage my workflow. It’s been a game changer.

Testimonial photo of TY

TY

Ekhaya Coffee

It so easy to use. It looks professional and makes my prices and business more credible. 

Testimonial photo of Linda

Linda

Bernina

Staff tips increased dramatically once we started using Counter.

Testimonial photo of Teddy

Teddy

Smoothie on the Go

I’ve replaced using old-school invoicing books with Counter. The biggest benefit has been the time it’s giving me back.

Testimonial photo of Catherine

Catherine

The Hideaway

The order printing has completely changed the way I have manage my workflow. It’s been a game changer.

Testimonial photo of TY

TY

Ekhaya Coffee

It so easy to use. It looks professional and makes my prices and business more credible. 

Testimonial photo of Linda

Linda

Bernina

Staff tips increased dramatically once we started using Counter.

Testimonial photo of Teddy

Teddy

Smoothie on the Go

I’ve replaced using old-school invoicing books with Counter. The biggest benefit has been the time it’s giving me back.

Testimonial photo of Catherine

Catherine

The Hideaway

The order printing has completely changed the way I have manage my workflow. It’s been a game changer.

Testimonial photo of TY

TY

Ekhaya Coffee

It so easy to use. It looks professional and makes my prices and business more credible. 

Testimonial photo of Linda

Linda

Bernina

How to get started with Yoco

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Sign up, get paid and grow

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Sign up

Create your Yoco business profile in a few short minutes.

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Choose card machine

Free delivery anywhere in SA in 3 business days or less.

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Start transacting

Once you’ve completed onboarding, you’ll be ready to get paid.

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Receive your payouts

Money from sales is paid into your account within 2 business days.

Get started

Yoco Pricing FAQs

Frequently asked questions about Yoco's pricing.

Visit Help Centre

Around the world, online transactions cost 0.5% more than card machine fees. To offset this, you can combine your card machine and online transaction totals to get even lower fees for both.


Yes. After 3 months of using Yoco payments, we automatically lower your transaction fees if you are eligible. This is based on your latest transaction volumes, and once your fees go down, they never go up again.


If you can provide us with a merchant statement that proves you transact over R200,000 per month, we will make you an offer for custom low rates.