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You've Been Invited to Join Yoco!
Reliable, fast, and easy to use—Yoco card machines are loaded with smart features to keep your business moving.
200K small businesses accepted payments from 24M people with Yoco in 2024.
Why Yoco?
Whether you're on the move, behind a counter, or running a full team – Yoco has card machines for every way you do business. Simple setup. Fast payouts. Free delivery. No contracts.
Fast, Reliable Payments
Accept payments in seconds and get paid within 1-2 business days.
Start in Under a Minute
From unboxing to selling in under a minute. Just switch on and start.
Smart Features, Small Price
Track stock, staff, and sales. Get built-in point of sale tools all in one powerful device, without the manual admin.
Get Started
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Powerful features, built in
Yoco card machines are the most feature-rich on the market—built to help your business grow and run smoother.
Smart payment features
Get instant payouts, one-touch tipping, split payments, digital or printed receipts. And many more.
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Free point of sale included
Manage your product catalogue, record all payment types, track stock in real-time, cash up in seconds, all from your Yoco Khumo or Khumo print card machine.
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Reporting and Insights
Track your sales and staff performance anytime, anywhere. Generate instant reports, compare performance over time, and turn insights into smarter decisions.
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Sell everywhere
Easily combine in-person sales with online payments using payment links, invoices, and e-commerce integrations.
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Access fast, flexible funding
Yoco Capital uses your payments data to offer you a cash advance after 3 months of using Yoco.
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Support when you need it.
Learn more about our difference
Premium Payments. Affordable Pricing.
You’ll never be tied to any contracts. All you pay is a fixed transaction fee for each in-person transaction you take. There are no hidden fees, no extra hardware costs, and no unnecessary worry.
From R699
+ R49/month connectivity fee
Once-off payment for your card machine — no monthly rental or hidden fees.
2.5 - 2.7%
Transaction fee (ex-VAT)
Flat fee per in-person card payment. No monthly minimums, no surprises
Sell more, pay less.
Custom low rates if you transact over R200,000 per month.
50+ features at no extra cost.
Pay for the card machine. Get access to the business tools and support for free.
Yoco
Other providers
Banks
Simple setup & use
Simple setup & use
Dual or multi-network sim-cards
Dual or multi-network sim-cards
Fast delivery
Fast delivery
Payouts to any bank
Payouts to any bank
No settlement fees
No settlement fees
Partial refunds
Partial refunds
On-device tipping
On-device tipping
Instant payouts
Instant payouts
Payment links
Payment links
Ecommerce plugins
Ecommerce plugins
Free invoices
Free invoices
Staff: Add and switch between staff members
Staff: Add and switch between staff members
Custom screensaver on device
Custom screensaver on device
Customisable point of sale functionality on card machine
Customisable point of sale functionality on card machine
Stock management
Stock management
Split the bill
Split the bill
Point of sale system hardware and software solution with integrated payments
Point of sale system hardware and software solution with integrated payments
3rd Party POS integrations (e.g. Lightspeed)
3rd Party POS integrations (e.g. Lightspeed)
Advanced reporting and insights
Advanced reporting and insights
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Getting started is this easy
1.
Choose your hardware
Pick the card machine that suits how you sell — at the counter, on the go, or both. No paperwork or calls needed.
2.
Sign up in 5 minutes
Create your account, get verified, and check out — all online, all in minutes.
3.
Delivered and setup in 2–3 days
We’ll ship straight to your door. Switch it on, connect, and start selling. It’s that simple.
Get Started
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner
We take card payments in store and orders on the website through Yoco. It’s so seamless and easy.
Chris Evans, founder
The new cloud integration technology has kept the queues moving at our market. Fast, fast payments.
Neo Nzimande, Cape Town manager
I get paid with my Yoco card machine. I check everything on the app. I’m managing cash flow with capital. It’s amazing.
Mari Basson, owner
I didn’t think Yoco could compete with the banks. I was so wrong and couldn’t be happier with Yoco.
Kyrie Irving, owner