Get paidOpen Get paid

Card machines, online payments and invoicing for growing businesses.

Find the right product

ManageOpen Manage

Take control of the back office with tools that help you run and grow.

Find the right product

SwitchOpen Switch

Already accepting card payments? Switch to Yoco to take your business to the next level.

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PricingShopOpen Shop

Free delivery anywhere in SA within three business days.

Find my product fit

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Plug Yoco into your online store

Set up our payment gateway on your website and access a powerful suite of tools to help you grow.

More ways to get paid online

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We integrate with your web builder

01

Shopify

The world's most popular website builder. Create any kind of website for any kind of business, no coding experience required.

02

WooCommerce

The website builder made with ecommerce in mind. Customisable, open-source and built on WordPress.

03

Shopstar

The local option for online store builders. Selling through a website has never been easier for a South African business.t

04

Wix

Create a website you’re proud of with Wix. Create, design, manage and develop your web presence exactly the way you want.

05

Custom Builds

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Why use Yoco Gateway?

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Seamless setup

It takes just 5 minutes to create your Yoco profile and link it to your store.

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Reliable and secure

Yoco Gateway maintains industry-leading uptime, including real-time fraud monitoring.

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Flexible pricing

Free to join, just 2.95% (ex. VAT) for local transactions and no recurring fees.

Get more than e-commerce with Yoco

YOCO APP

Manage your business on the move

With the Yoco App, you don't need to be at your desktop to track sales or manage products.

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CARD MACHINES

Grow online and in-person

Using a Yoco card machine? Your online and in-person sales are reconned together to make business simpler and lower your transaction fees.

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YOCO PORTAL

A window into your business

Track your sales trends, staff performance, change your business info and more in the Yoco Portal.

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YOCO CAPITAL

Get access to funds

Need a cash injection? Eligible Yoco customers qualify for fast, flexible funding.

Discover Capital

Full fees breakdown

Online

Card machines

Go Starter

Turnover

Turnover

R0 - R100,000*

R0 - R100,000*

R100,000 - R200,000*

R100,000 - R200,000*

R200,000 +

R200,000 +

Local

Local

Intl/AMEX

Intl/AMEX

Yoco EFT

Yoco EFT

2.95%

2.95%

2.55%

2.55%

Custom

Custom

3.40%

3.40%

3.00%

3.00%

Custom

Custom

2.00%

2.00%

2.00%

2.00%

Custom

Custom

*All transaction fees are ex. VAT

Yoco pricing

Yoco Gateway FAQs

Frequently asked questions about Yoco Gateway.

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What website builders does Yoco Gateway work with?

If your website is built on WooCommerce, Wix, Shopify or Shopstar, you can process payments on it with Yoco Gateway. We’re working on integrating with more website builders.


How do I link Yoco to my website?

Sign up to Yoco for free. Log into your Yoco Portal and go to 'Online payments' then 'Payment gateway'. Here you'll find your Test and Live API keys to link with your website.


Should I use a test card first?

We recommend you test that payments work on your website by using the Test card details provided in your Yoco Portal. Using your own card in Test mode won't work.


Should I use a test card first?

We recommend you test that payments work on your website by using the Test card details provided in your Yoco Portal. Using your own card in Test mode won't work.


How long does it take for the money from a sale to reflect in my account?

A maximum of 2 business days. You also get instant notifications when a payment is made, and can track it all through the Yoco App or Portal.


What is the minimum amount for a payment?

For card payments it's just R2! Any payment less than will fail and you'll receive an error message. There's no minimum limit on EFTs.